Value proposition

Developing AI, data science and process automation for credit risk management, as a Credit Rating Agency (CRA & ECAI).

Applying Data Science & Artificial Intelligence to Finance: modefinance develops solutions for financial risk assessment & management, as a TechFin company.

Plus, modefinance is registered as a credit rating agency in accordance with the Article 16 of the European Regulation N.1060/2009 and following, and is authorized to issue solicited and unsolicited credit ratings on non-financial companies and banks.


corporate credit rating, internal rating modeling, worldwide sector analysis, bank rating, credit risk management, big data, analytics, machine learning, finance, artificial intelligence, and financial risk