Value proposition

Smarter data to build better experiences

Finicity, a Mastercard company, helps individuals, families, and organizations make smarter financial decisions through safe and secure access to fast, high-quality data. Our trusted and proven open banking platform empowers consumers and small and midsize enterprises with control over their financial data, transforming the way we experience money for everything from budgeting and payments to investing and lending.

Through market-leading data connections, Finicity partners with influential financial institutions and disruptive fintech providers alike to give everyone a leg up in a complicated financial world, helping to improve financial literacy, expand financial inclusion, and ultimately lead to better outcomes. Finicity is headquartered in Salt Lake City, Utah.


Data Aggregation Services, API Services, Transaction Intelligence, API Analytics, Financial Software Innovation, Mobile Finance, Credit Decisioning, Verification of Asset Reports, Verification of Income Reports, Fannie Mae Day 1 Certainty, Open Banking, Open Finance, Consumer-permissioned Data, Instant Account Verification, Account Owner Verification, Live Balance Checks, Payroll Data, and Transaction Data