Value proposition

eLife is an online real-time life insurance platform provider transforming the US market in the delivery of non-medical Term Life insurance products by reducing policy approval and purchase time from weeks to under 15 minutes. eLife's unique point of difference is its straight-through automated processing and electronic underwriting capability, which enables real-time assessment and decision making for mortality risk. With eLife, insurance companies can now cost-effectively reach and penetrate the elusive 'middle market'​ on a national scale. eLife delivers a vastly improved consumer experience and at the same time enables efficient online product distribution through established networks of insurance agents and call centers.

Based in Connecticut USA, eLife LLC is a joint venture between insurance industry experts Intelligent Life, leading IT solutions specialist Optimation Group, and two major US-based insurance distribution groups. Leveraging their combined sector and technology expertise, eLife has been established as a SaaS (Software as a Service) platform provider, meeting the complex legislative and compliance requirements of the US market while eliminating manual and paper-based processes.

For more information contact Bruce Hill Email - bruce.hill@elifesolutions.com


Life Insurance, Online Distribution, Electronic Underwriting, Straight-through-processing, and Insurtech