Yelloan
Created in 2015
- BETA
Up & running (A)
Existing signals show a regular activity Social networks
337 437Activities
Technologies
Entity types
Location
55 Rue La Boétie, 75008 Paris, France
Paris
France
Employees
Scale: 11-50
Estimated: 4
SIREN
719807406Engaged corporates
14
3 7Added in Motherbase
4 years, 9 months ago
fintech Value proposition
[Automatic translation follows] Yelloan, the first credit that speaks to you!
Yelloan's goal is to make credit accessible to as many people as possible, and in particular to people excluded from the traditional banking system because they do not meet certain stability criteria.
Fixed-term contracts, temporary work, lack of seniority in employment or in the banking relationship are all reasons for refusal by banks. These people also do not find a satisfactory answer in traditional crowdfunding platforms or in loans between friends, the amount necessary to finance the project being too high.
Therefore, we have imagined an intermediate solution for them: the participatory guarantee.
Our innovative participatory guarantee service allows the borrower's friends to be used as a trusted third party in the credit transaction: they provide a sum of money as a guarantee, blocked for the entire duration of the credit.
The participatory guarantee consolidates the borrower's commitment to our financial partner. A true guarantee of trust, it allows the latter to in turn commit and respond favorably to the financing request.
Do your friends trust you? Us too.
Yelloan is a community service aimed at facilitating access to consumer credit for individuals. On a dedicated internet platform, the credit applicant receives pledges from his friends and family, solicited through social networks such as Facebook. The pledged money is then used as a guarantee for the credit, thereby reducing the risk taken by the lender.
Yelloan is typically serving people who, while solvent, do not have access to consumer credit due to the banks being unable to assess their ability to pay (e.g. people who are employed with a temporary contract).
Credit and FinanceOriginal language
Yelloan, le premier crédit qui vous parle !
L'objectif de Yelloan est de rendre le crédit accessible au plus grand nombre, et notamment aux personnes écartées du système bancaire traditionnel car ne répondant pas à certains critères de stabilité.
CDD, intérim, manque d’ancienneté dans l’emploi ou dans la relation bancaire sont autant de motifs de refus de la part des banques. Ces personnes ne trouvent pas non plus de réponse satisfaisante dans les plateformes de financement participatif classiques ou dans le prêt entre amis, le montant nécessaire au financement du projet étant trop important.
Aussi, nous avons imaginé pour elles une solution intermédiaire : la garantie participative.
Notre service innovant de garantie participative permet d’utiliser les amis de l’emprunteur comme tiers de confiance dans l’opération de crédit : ils remettent une somme d’argent en garantie, bloquée pendant toute la durée du crédit.
La garantie participative vient consolider l’engagement de l’emprunteur vis-à-vis de notre partenaire financier. Véritable gage de confiance, elle permet à celui-ci de s’engager à son tour et de répondre favorablement à la demande de financement.
Vos amis vous font confiance ? Nous aussi.
Yelloan is a community service aimed at facilitating the access to consumer credit for individuals. On a dedicated internet platform, the credit applicant receives pledges from his friends and family, solicited through social networks such as Facebook. The pledged money is then used as a guarantee for the credit, thereby reducing the risk taken by the lender.
Yelloan is typically serving people who, while solvent, do not have access to consumer credit due to the banks being unable to assess their ability to pay (e.g. people who are employed with a temporary contract).
Crédit and Finance
Yelloan: Crédit en Ligne et Rapide - Prêt conso en ligne
Financez vos projets personnels avec Yelloan, le crédit simple, rapide et en ligne.
https://www.yelloan.com/
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