Value proposition

Connecting the world of credit.

We’re Deko. We create technology that connects lenders and merchants to help consumers finance the important things in life.

We believe that credit should be liberating, empowering, enabling. We all need a bit of financial flexibility from time to time and our fantastic technology makes it easy for people to spread the cost of their purchases.

For customers:
Our platform lets them apply for finance quickly and easily and gives them access to our panel of leading lenders. Combined with our smart technology this ensures as many people are accepted for finance as possible (within our lenders responsible lending criteria of course).

For retailers:
Finance is a proven way to increase sales, boost average order values and give customers what they want. Our unique multi-lender platform is the only one who can match the right consumer with the right lender in seconds. Conversion-optimised to maximise sales, our platform can also be integrated at the point of sale in any sales channel – online, mobile, in store or on the phone.

Working at Deko is like working with a bunch of friends. We have fun, get stuff done and there's occasionally a hot debate around a whiteboard. We’ve started in 2008 and have been growing since then. We now have around 70 bright, enthusiastic and passionate people with amazing talent. We have a fun, fintech feel and love a game of table tennis or two. Let us know if you'd like to come and join us!

in-store retail finance, online retail finance, instant consumer finance, in-home point of sale finance, ecommerce finance, private healthcare finance, home improvement finance, education & training finance, green energy finance, and medical and cosmetic finance