Value proposition

#MuangThaiLife

Muang Thai Life Assurance Public Company Limited (MTL) has been committed to assuring the lives of Thai people for over seven decades. We aim to improve the health and well-being of our customers, while ensuring that our products and services are accessible and inclusive.

We have implemented corporate governance and risk management frameworks that comply with international standards, including Environmental, Social, and Governance (ESG), to ensure that we uphold our responsibilities as a socially responsible and sustainable business.

Our comprehensive range of products and services includes individual and group life insurance, health and critical illness insurance, investment-linked insurance, personal accident insurance, loan and mortgage insurance, mutual fund services, actuarial services, housing loan and hire-purchase loan services, commercial loan services, and more. We continuously innovate our solutions to cater to the diverse needs of all customers, regardless of gender, age, lifestyle, community, or role and responsibility.

With the financial and brand strengths, we have expanded our business to the regional markets of Cambodia, Laos, and Vietnam through our associate companies, and of Myanmar through our representative office. We have been recognized for our financial strength with a National IFS rating at ‘AAA(tha)’ (Stable Outlook) and Insurer Financial Strength (IFS) at ‘A-’ (Strong) by Fitch Ratings, and ‘BBB+’ by S&P Global Ratings.

MTL's strategic priority is to democratize insurance and make it accessible to all. Our goal is to be No.1 Most Trusted Life & Health Partner, and to create positive impacts on society while delivering happiness to our customers, preferred partners and our people. We believe that "Happiness Means Everything," and we are committed to delivering on that promise every day.


Ordinary Life Insurance, Salary Saving Life Insurance, Industrial Life Insurance, Group Life Insurance, Accidental and Health Insurance, Loan and Mortgage Related Insurance, Housing Loan and Hire Purchase Loan Services, and Commercial Loan Services