Value proposition

The most used white label BNPL in Europe.

We dare to design the future of payments.
Ratepay is energy and diversity and: custom-made state-of-the-art payment solutions. Established 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label provider in Europe and proud to have filled the gap.

We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 300 of them) not cons. We embrace being courageous, committed and decisive, being warm-hearted and having a will to win.

We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us you can integrate direct debit, installments and prepayment. In other words: the favorite payment methods in Germany, Austria and Switzerland (the Dutch like it too). Located in the middle of Europe’s fintech megapolis Berlin we are happy to work with customers such as Eurowings, Ebay or About You and we’re constantly growing.

You are interested in our ideas for your e-commerce business?

You want to join our insanely dedicated team?

We’d love to hear from you:

www.ratepay.com/
www.ratepay.com/career

Impressum: https://www.ratepay.com/impressum/
Datenschutz: https://www.ratepay.com/datenschutz/

E-Payment-Anbieter für Online Händler, Ratenzahlung, Rechnungskauf, 100%ige Risikoübernahme bei Zahlungsausfall, einfache Integration, BNPL, and Buy Now Pay Later