Value proposition

ZestFinance is now Zest AI! Find out how we are transforming underwriting here https://www.linkedin.com/company/zest-ai

The world’s most innovative lenders rely on ZestFinance to do more profitable lending through machine learning. Our Zest Automated Machine Learning (ZAMLTM) software is the only solution for explainable AI in credit, and we automate risk management so our customers can focus on lending safely to more people.

Our mission is to make fair and transparent credit available to everyone, and we thrive on solving hard problems that have a big impact on people's daily lives. Applying Google-like math to improve credit decisions, we use machine learning and data science to help companies make more accurate credit decisions. The company was founded in 2009 by Douglas Merrill, who was formerly CIO at Google. Currently, ZestFinance is one of the fastest growing U.S. financial technology startups.

We built ZAML to accelerate our mission by powering credit and underwriting at global financial firms. ZAML consumes vast amounts of data to more accurately identify good borrowers, enabling higher repayment rates for lenders and lower-cost credit for consumers.

ZestFinance is determined to hire crazy smart people who are different from each other to create broad thinking, lots of different ideas, and by extension, build the best team possible. We’re growing fast, and we’re looking for exceptional, caring, “Zesty” people to join our team. Our culture is special to us, and we’re proud of it. We thrive on diversity in our workplace, and we offer awesome benefits. If you want to solve hard problems and make people’s lives better, talk to us!

Underwriting, Financial Technology, Machine Learning, Big Data, Underbanked Credit Scoring, and artificial intelligence