Value proposition

Building a better way to borrow, where people are no longer held back by their credit history. Proud B Corp 💚

Traditional credit scores are outdated and offer a very limited picture of what people can actually afford right now and in the future. As a result, many of these people fall into the trap of short-term, high-cost credit or predatory lending that only provide stop-gaps, not solutions.

It’s time for a better, more inclusive way to lend. Which is where we come in.

Plend is an open-data lender that provides affordable and longer-term loans to our customers across the UK. Our bespoke technology, The PLEND Score® assess borrowers affordability rather than solely relying on the credit score - making our product more accessible, accurate and cheaper.

The PLEND Score® uses open banking to assess a wider range of real customer data, accurately measuring affordability based on tangible figures and patterns. In this way, we are able to provide a more inclusive way to lend, offering a fair alternative to the existing loan landscape, not just for those with black marks against their credit reports, but for everyone.

Backed by Nationwide Building Society, Active Partners, Fair By Design, Tomahawk.VC, DD Venture Capital and Haatch Ventures

To find out more, visit us at www.plend.com or follow us on Instagram at @plend.uk

Authorised and regulated by the Financial Conduct Authority: FRN 963328

Lending, Borrowing, Financial tools, Financial inclusion, Social impact, Fair finance, Credit, and B Corp