Value proposition

Pay4 offers a flexible, revolving credit facility for UK businesses to pay for any goods or service.


Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments.

The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.

Key Features

• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform

You can use the facility to:

• Manage gaps in your cash flow
• Source equipment, products and materials
• Secure prompt payment discounts from your suppliers
• Offer competitive credit terms to your customers
• Finance large orders
• Scale up your business with confidence
• Bridge fixed-asset purchases pending refinance

Supply Chain Finance, Pre-approved working capital, Growth funding, Revolving credit, Cash flow finance, Cost effective finance, Invoice factoring, SME funding, Working Capital Finance, Online payment, and Import Finance