Value proposition

India’s 1st Credit Line App | Borrow up to ₹5 Lakh | Partnered with banks & NBFCs regulated by the RBI

We are MoneyTap, India’s first App-based credit line. Offered in partnership with leading banks, we are not just a personal loan, not just a credit card, but your personal credit line. Zero collateral. No guarantors needed.

Have you ever felt a cash crunch? Ever asked a friend Rs.3000 till the next pay-cheque?
Needed Rs.10,000 for a trip or Rs.50,000 for college fees? Did you have to ask money from a relative? Isn’t it embarrassing, when you’re doing well in your career?

Think of us as a flexible loan for your personal use, where the control is in your hands. You decide the amount you want to use.

No USAGE no INTEREST! We have also made taking credit more affordable. You only pay interest only on the amount used. With the balance available to the customer at no cost, forever! We take pride in being completely transparent and do not keep any charges hidden.

Download our app, give us a few details and we will tell your eligibility within minutes. No unpleasant visits to banks. No annoying calls to get money. No need to carry a pile of documents. No hidden charges.

Did we tell you that you also get a MoneyTap credit card when you are approved by the bank? There you know it now. Use it like any other credit card to shop online or offline and get reward points. Convert your spends to EMIs of your choosing, right from the app.

We are currently available in 44 cities - Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Ghaziabad, Faridabad, Guragon), Mumbai (Mumbai, Navi Mumbai & Thane), Hyderabad, Chennai, Bangalore, Kolkata, Ahmedabad, Vadodara, Anand, Bharuch, Gandhinagar, Rajkot, Surat, Pune, Nashik, Nagpur, Kolhapur, Vishakapatnam, Vijayawada, Tirupati, Salem, Kochi, Mangalore, Rangareddy, Erode, Coimbatore, Cochin, Chandigarh, Panchkula, Mohali, Indore, Haridwar, Jaipur, Jodhpur, Lucknow, Dehradun, Ambala. Coming soon to your city.

Important: We do not have any call centre. Beware of spam calls.

For any queries, mail us at hello@moneytap.com.


Credit Line, Credit Limit, Credit Card, Money on Demand, Money on Tap of a button, Money As You Like It, Money When You Need, Cash + Card, Short or Long Tenure Loans, Small or Large Amount, No Hidden Charges, Android and iOS app, Flexible Borrowing, Instant Decisioning, Transparent Billing, Shop on EMI, Loan Limit, Shopping Limit, and Partnered with Leading Banks & NBFC's