Value proposition

TBC Bank Group PLC (TBC PLC) is a holding company for TBC Bank (the Bank). The Bank's segments include Corporate, which include business customers that have annual revenue of Georgian Lari (GEL) of over eight million, or have been granted a loan in an amount equivalent to approximately $1.5 million or more; Micro, which include business customers with loans below approximately $70, 000, as well as pawn loans, credit cards and cash cover loans granted in its Constanta branches, and deposits of over $20, 000 in urban areas and $100, 000 in rural areas of the customers of its Constanta branches; SME, which include business customers that are not included in either Corporate or Micro segments; Retail, which include individuals that are not included in the other categories, and Corporate Center and Other Operations, which include the treasury, other support and back office functions, and non-banking its subsidiaries.