Value proposition

Innovative money movement.

International money transfer and payment solutions to suit business needs, compliantly, highly securely, at a fraction of the cost and speed of current providers.

Xago is honoured to be included in the Regulatory Sandbox of the Intergovernmental Working Group (IFWG) to assist with regulating crypto assets in South Africa.

Our investors include Imvelo Ventures, founded by Capitec Bank (5th largest bank in South Africa) and Empowerment Capital Investment Partners.

Xago partners with Banks, Payment Solution Providers, Crypto Exchanges, Commodity companies, Retailers and Business Owners to deliver extremely efficient and cost-effective money movement across borders, with a key focus in Africa.

Founded in 2016, Xago harnesses the power of mobile, retail networks and blockchain technology in playing a crucial role to transform the money transfer industry, globally.


Blockchain, Payments, Cryptocurrency, XRP, Fiat On & Off Ramps, Africa, Ripple, Money transfer, Payment solutions, Banking solutions, Payment gateway, Global money transfer, Fully compliant, AML/ATF, Neuromorphic Biometric Technology, KYC/KYB, Crypto exchange, Automated Trading Bots, and Bitcoin & XRP Technical Analysis