Value proposition

Oplo powers people’s potential through personal loans, secured loans and car finance to suit any budget.

Oplo (previously 1st Stop) offers car finance loans, secured second charge mortgages and unsecured personal loans to UK customers, serving customers who are not able or not willing to borrow from high street lenders. Our new Oplo brand is born of our firm belief that people's potential is much more important than their past.

Our purpose is to unlock the real potential of millions of hard working people across the UK and we’re for all the people who work hard to make a better life for themselves and their loved ones.

Our goal is for our customers to believe that being with Oplo feels like they are valued for who they are and for what they can really be.

Secured Loans, Personal Loans, and Hire Purchase (vehicle finance)