Value proposition

Our mission is to make insurance accessible and affordable to those who need it most but can afford it least.

Democrance helps insurers increase their digital sales and access new customer segments.

Headquartered in Dubai, UAE and operating across the Middle East and Africa, South-East Asia and Latin America, Democrance works with insurers, mobile operators and other industries to offer insurance and protection to the underinsured and uninsured population of emerging markets.

Microinsurance, Financial Technology, Insurance marketing and distribution, Financial inclusion, and Insurance Technology