Value proposition

Raisin is a trailblazer for open banking in the savings and investments space.

Raisin is a trailblazer for open banking in the deposits and investments space. Raisin GmbH was formed by a merger of the FinTech companies Deposit Solutions and Raisin in June 2021.

The FinTech company provides an open banking infrastructure for the global $50+ trillion deposit market that benefits banks and savers alike. For savers, it means more product choice and decision power. Customer-facing institutions like banks benefit from best-in-class savings marketplace solutions for their own customers, while deposit-taking banks receive flexible, cost-effective access to diversified deposit funding.

Raisin operates its own B2C platforms across Europe and the UK under the Raisin, WeltSparen, Savedo, and ZINSPILOT brands, and in the U.S. under the brand SaveBetter. In the U.S., Raisin also offers a patented B2B Savings as a Service software solution. In Germany, in addition to savings products for retail and corporate clients, the company also offers ETF-based investment and pension products.

Raisin collaborates with ca. 400 banks and financial services providers from more than 30 countries. The company is servicing over 550,000 direct customers.

Raisin is backed by renowned international investors such as btov Ventures, Deutsche Bank, FinLab, Goldman Sachs, Greycroft, Headline/e.ventures, Index Ventures, Kinnevik, Orange Digital Ventures, PayPal Ventures, Thrive Capital, Top Tier Capital Partners, Ribbit Capital, and Vitruvian Partners, as well as Peter Thiel.

The company has offices in Berlin, Frankfurt, Hamburg, London, Madrid, Manchester, Milan, New York, Paris, and Zurich.

banking, savings, fintech, deposits, investments, open banking, pension products, ETF, pension products, and platform infrastructure