Value proposition

We provide the payments infrastructure that allows Canadians, their businesses and their institutions to exchange value.

The Canadian economy depends on the exchange of billions of dollars each day. Payments Canada is responsible for the clearing and settlement infrastructure, processes and rules essential to those transactions.

We are delegated by the Government of Canada to support a vibrant economy by helping to meet the payment needs of consumers and business, and empowering a new era of modern payments.

We're headquartered in Ottawa, with an office in Toronto, employing more than 300 full-time staff and operating under a board of directors. We are a public purpose, non-profit organization fully funded by the financial institutions that participate in our systems.