Value proposition

Data-solution which enables cross-border lending for people and banks in Europe

Mifundo is a data solution unlocking cross-border lending for people and banks in Europe:
- Verified & Passportable Financial Identity helps consumers to be trusted over the EU
- Mifundo's unique technology helps banks to assess the credit risk of their foreign customers

Our technology aggregates credit bureau data over Europe, complementing it with open banking and calculating standardized credit score. It can reduce the credit risk of foreign customers up to 7x and raise the business volume by 15%.

Awards:
- Europe Fintech Awards 2023 - LendTech of the Year
- Banking Tech Awards 2023 - Fintech Startup of the Year
- Mastercard recognised Mifundo as one of the most promising fintech companies in Northern Europe (Lighthouse, spring 2023)
- Euro Banking Association recognised Mifundo as the rising star (EBAday 2023, Madrid)